General Accident Claims

If you have been involved in a Bronx car accident, you may be wondering whether you have grounds for a personal injury accident claim. New York State Insurance law allows you or your family to file a personal injury claim if the accident resulted in any of the following types of injury:

• Death
• Dismemberment – loss of limb(s)
• Significant disfigurement or scarring
• Fracture of a bone or a part of a bone – including a broken nose or broken teeth
• Loss of a fetus
• Significant limitation of use of a body function or system
• Permanent consequential limitation of use of a body organ or member, where the use of the organ or member causes persistent or chronic pain
• Permanent loss of use of a body organ, member, function or system
• The “90 / 180 Day Rule”– an impairment of a non-permanent nature that prevents the victim from conducting daily activities for at least 90 days during the 180 days immediately following the accident.

New York Insurance law mandates that every vehicle carry a minimum amount of personal injury coverage, so that injury victims can receive benefits regardless of who was to blame for the accident. However, insurance claims must be submitted promptly in order to collect benefits – and many Bronx drivers don't realize that No-Fault claims, in particular, must be filed within 30 days of the accident.

Accident claims are complicated, and insurers routinely deny benefits. With the right representation, you may be eligible for damages, but you must file a thoroughly prepared claim in order to receive any of the benefits, including:

• Payment for both past and future lost wages
• Mental and physical pain and suffering
• Medical costs
• Loss of annuity or pension
• Loss of household help
• Non-economic damages, such as loss of consortium (family relationship).

When you’ve suffered serious injury as a result of a car accident, you need the Bronx, New York lawyers of Schwartzapfel Partners P.C. at your side. With more than 150 years of combined experience, our attorneys are well-prepared to handle all your legal needs.

Call our Bronx, New York car accident attorneys today at 1-800-966-4999 or use our convenient online contact form for a free case evaluation. You can also reach our office by calling 1-718-537-7070 or click here for a map to our Bronx, New York office, located at 888 Grand Concourse, Bronx, NY 10451. At Schwartzapfel Partners P.C.,we will fight for you!