Uninsured / Underinsured Bronx Drivers

When you are involved in a car accident with another driver, you assume that insurance information will be exchanged and that each of you carries coverage sufficient to handle the damages. But when the other driver lacks adequate coverage – or doesn't have any coverage at all- you may have an uninsured or underinsured motorist claim to file.

Depending upon the type of automotive insurance policy you carry, you may already have uninsured / supplemental underinsured motorist coverage. This coverage allows your own insurance company to supplement what the other driver's policy lacks. If you do have this type of coverage, you can file a claim against your own insurance company following an accident with an underinsured or uninsured driver that results in serious injuries. However, this is not as easy as it sounds:

1. New York law mandates that your injuries must be considered "serious" in order to file a claim for underinsured / uninsured motorist coverage, and determining which injuries qualify can be complicated. Our Bronx car accident attorneys have represented enough injury victims to assess whether your injuries merit filing a claim.
2. Insurance companies, even your own, do their best to minimize the amount of money the pay out for any accident. Just because you are their client doesn't mean they will automatically accept your claim. They may try to deny coverage by stating you were at fault in the accident or dispute the cost of your injuries to minimize their payout. Our attorneys know the insurance companies and their tactics – and insurers know we are prepared to represent your interests across the negotiating table or in the courtroom.

If you do have the coverage and your insurance company denies your claim, the burden rests with you to prove the legitimacy and value of your claim. Detailed evidence and properly completed paperwork -- or just knowing the best method to present your claim -- can make all the difference in the outcome of your situation.

When you’ve suffered serious injury as a result of a car accident with an uninsured or underinsured driver, you need the Bronx, New York lawyers of Schwartzapfel Partners P.C. at your side. With more than 150 years of combined experience, our Bronx NY car accident attorneys are well-prepared to handle all your legal needs.

Call our Bronx, New York car accident attorneys today at 1-800-966-4999 or use our convenient online contact form for a free case evaluation. You can also reach our office by calling 1-718-537-7070 or click here for a map to our Bronx, New York office, located at 888 Grand Concourse, Bronx, NY 10451. At Schwartzapfel Partners P.C.,we will fight for you!